Compliance & transparency

Draft for review. This document reflects how the website currently works and should be reviewed by the site owner and appropriate advisers before publication.

Zeble is a trading name of NEXCONCEPT LIMITED (Company No. 07346902), an independent referral partner of CoBanq Ltd. CoBanq Ltd is authorised and regulated by the Financial Conduct Authority as an Authorised Payment Institution (FRN 508565). Registered in England and Wales (Company No. 04995400). Address: Level39, One Canada Square, Canary Wharf, London, E14 5AB. Payment services are provided by CoBanq Ltd, subject to approval and applicable terms. Zeble is not a bank, payment institution or financial-services provider, and no FCA authorisation or endorsement of Nexconcept Limited is claimed.

Who operates Zeble

Zeble (zeble.uk) is operated by Nexconcept Limited. Company number: 07346902. Registered office: [verify before launch]. Contact: [verified contact required before launch].

A referral-only role

We help businesses describe their requirements and consider a proposed introduction to CoBanq. Zeble does not hold customer funds, execute payments, provide foreign exchange, give financial advice or compare the whole market. Zeble is not a bank, payment institution or financial-services provider. Nothing on this website asserts that Nexconcept Limited is FCA-authorised or endorsed by the FCA.

Commission and commercial relationships

Nexconcept Limited may receive commission for qualifying customer introductions to CoBanq Ltd. [Review required: confirm the referral agreement, qualifying conditions and any effect on customer pricing.] Read our referral disclosure.

The provider of the payment services

CoBanq Ltd provides the payment services, subject to approval and applicable terms. CoBanq Ltd is authorised and regulated by the Financial Conduct Authority as an Authorised Payment Institution (FRN 508565). Registered in England and Wales (Company No. 04995400). Registered office: Level39, One Canada Square, Canary Wharf, London, E14 5AB. CoBanq Ltd is responsible for its financial products, eligibility decisions, pricing, rates, fees, onboarding, customer funds arrangements, service delivery and product complaints. Obtain its terms and privacy notice before proceeding. Zeble does not act for CoBanq Ltd and does not make its decisions.

[Keep documentary evidence of CoBanq Ltd’s FCA status on file; confirm its customer terms, complaints contact and safeguarding arrangements.]

Your information and choices

Enquiry submissions are reviewed by Nexconcept Limited and are not automatically forwarded to CoBanq. Potential sharing must follow an approved arrangement. Marketing consent is separate and optional. See the privacy policy, enquiry notice and cookie notice.

Complaints and contact

Complaints about Zeble’s introduction service belong with Nexconcept Limited; complaints about financial products belong with the provider named in your agreement. See Complaints & Contact.

Review before publication

New financial product descriptions, promotional claims, rates, fees and provider regulatory information must be supported by evidence, independently approved and explicitly released by authorised staff before appearing through the content-review system. Editing existing website pages also requires documented review through the pre-launch checklist; the staff system does not intercept direct website edits or Lovable’s publish control.

[Review required: appoint authorised staff and reviewers, confirm the approval standard and obtain relevant provider/legal sign-off. Staff storage and the review workflow remain unavailable while database changes are blocked.]

Pre-launch checklist

• Verify Nexconcept Limited’s legal name, company number, registered office and public/complaints/privacy contact details.
• Confirm the contractual referral relationship, commission disclosure, permitted promotions and introduction process with CoBanq Ltd.
• Keep documentary evidence of CoBanq Ltd’s FCA authorisation (FRN 508565) on file and confirm its customer terms, complaints arrangements and safeguarding.
• Obtain legal and provider approval of every page, service description, disclosure and website term.
• Approve a lawful-basis assessment, data-sharing agreement, processor terms and any international-transfer safeguards.
• Set enquiry, consent, audit and backup retention periods; approve deletion and individual-rights procedures.
• Assess ICO registration obligations and approve marketing wording and withdrawal/contact arrangements.
• Enable secure enquiry storage, provision staff roles and verify access, auditing, export, deletion and independent approvals.
• Review cookie/storage inventory and re-test consent before adding any analytics or advertising service.
• Complete a security review and live enquiry test before opening the service to customers.

These features support review and transparency; they do not establish that the website is legally compliant. Outstanding placeholders and draft warnings must not be treated as approvals.